New: Sherwood Tools · $79.99 $49.99 / 6 months winter price through Mar 31, 2027New: Sherwood Tools · $79.99 $49.99/6 mo →See the tools →
Limited spots for small-midsize contractors

Contractors, end the cycle of follow-up calls and unexplained denials.

Hyper-accurate, fully documented Xactimate supplement estimates under your own branding, so adjusters can approve legitimate repairs and claims get resolved efficiently.

Sample estimate page showing the roof assemblies section
Roof inspection photograph annotated with the measurements the estimate depends on
Sample estimate line items showing roof flashing scope
Sample ghost estimate showing the complete scope of a commercial property

Every estimate includes

  • Your company header, cover page, and representative
  • Xactimate-certified scope, residential and commercial
  • Custom diagrams that answer adjuster objections upfront
  • All referenced code documents attached to the estimate
The Sherwood Inspection Photo Checklist

Lost time and lower claim payments start with incomplete inspection photos.

Get our free property damage photo checklist and document every loss the right way from day one.

Download the Checklist
Our services

Estimates adjusters respect and approve

Pick how involved you want to be. We write the estimate either way. You decide who takes it to the carrier.

Sample Xactimate estimate page produced by Sherwood Estimates
Your brandingYour rep negotiates

Ghost Estimates

We write a new or supplement estimate using your company header, cover page, and designated representative. Your rep is the primary contact and submits and negotiates the settlement directly.

  • Detailed, insurance-ready documentation that gets approved faster
  • Custom diagrams and polished presentation that head off objections
  • Estimates you can hand clients with total confidence
Reasonable flat rates Residential and Commercial Tiers.
Your brandingWe negotiate

Supplement Service

We write the estimate with your header and cover page, and a Sherwood representative becomes the primary contact. After a goals review, we submit and handle all supplementing until the claim is complete.

  • We handle every negotiation with the carrier, so you skip the back-and-forth
  • Proven record getting repairs and upgrades approved that others miss
  • Deep experience overcoming supplement denials
Estimate fee + commission A flat estimate fee, plus a commission percentage.
Sherwood-branded laptop showing a completed estimate
Coming soonTraining

Advanced Supplement Training

Learn our methodology for insurance-ready estimates: the language, formatting, and documentation that turn estimates into documents adjusters readily approve.

  • Justify code compliance upgrades the right way
  • Address adjuster concerns before they come up
  • Educate adjusters with custom diagrams to cut denials
Sherwood Tools · Self-serve

Writing the estimate yourself? Use our tools.

The same documentation methods we use on every Sherwood estimate, built into self-serve tools for contractors, public adjusters and estimators. Unlimited PDF reports.

Winter price through Mar 31, 2027
$79.99$49.99 / 6 months

Regularly $79.99. Unlimited PDF reports for 6 months.

Get Sherwood Tools
Self-serve · Unlimited PDF reports

All four tools in one purchase. See current plans and pricing on the tools site.

Get Sherwood Tools
Enhanced Xactimate estimate page with annotations and code highlights

Estimate Enhancer

Auto-detects IRC code references and attaches the code documents. Batch annotations and clickable photo links.

Ice and water shield PDF report

Ice & Water Shield (IWS) Calculator

Eave and valley ice & water shield quantities, an eave diagram and a one-page PDF report with the IRC edition.

Roof waste calculation PDF report

Roof Waste Calculator

Xactimate-like, defensible waste percentages.

Sample certificate of completion PDF for a made-up company, Merry Men Roofing and Restoration, with its logo and green accent color

Photo Reports, Invoices and Certificates

Modern, customizable, branded photo reports, invoices and certificates of completion.

Rather have us write it? See our estimate services.

From photos to approved supplement, without the runaround

  1. Book a call

    Tell us about the claim and pick Ghost Estimates or full Supplement Service.

  2. Send your documentation

    Share inspection photos and measurements. Our checklist shows exactly what to capture.

  3. We build the estimate

    Xactimate scope, custom diagrams, and your branding on every page.

  4. Submit and settle

    Your rep submits it, or we negotiate every supplement through to completion.

Contractor reviewing a denied insurance claim
Legitimate repairs getting denied?

Recognize these issues?

If any of these sound familiar, the problem usually isn't the work. It's the estimate.

  • Covered repair items overlooked or denied by adjusters
  • Code compliance upgrades not recognized as necessary
  • Claims dismissed without acknowledging your evidence
  • No clear path through appeals when repairs are wrongly denied
  • Money lost on legitimate work because estimates lack the format adjusters expect
  • Repair scope undervalued by adjusters unfamiliar with repair standards
Fix It With Your First Estimate
Who we are

Restoration contractors,
public adjusters,
Xactimate masters.

Our Xactimate-certified estimators and property damage specialists bring speed, accuracy, and professionalism to every estimate. With deep residential and commercial experience, we deliver insurance-ready documentation you can confidently present to clients and insurers. That means less back-and-forth, faster payment timelines, and customers who know exactly where they stand.

Xactimate certifiedEvery estimator on the team
Residential & commercialProperty assessment expertise
Built by adjustersWritten from the adjuster’s side
Sherwood Estimates
FAQ

Common questions

What's the difference between Ghost Estimates and Supplement Service?
With Ghost Estimates, we write the estimate and your designated representative submits and negotiates it. With Supplement Service, a Sherwood representative acts as the primary contact and handles all supplementing with the carrier until the claim is complete.
Will the estimate carry my company's branding?
Yes. Both services use your company header and cover page, so the finished estimate looks like it came straight from your office.
Do you handle commercial properties?
Yes. Our estimators have deep experience with both residential and commercial property assessment.
What do you need from me to get started?
Book a call and send your inspection photos and documentation. Our free photo checklist shows exactly what to capture so nothing gets missed.
Can I write the estimate myself?
Yes. Sherwood Tools are self-serve tools for writing and documenting your own estimates: the Estimate Enhancer, the Ice & Water Shield (IWS) Calculator, the Roof Waste Calculator and Photo Reports, Invoices and Certificates, with unlimited PDF reports. For the Roof Waste Calculator, you enter your own roof measurements and select a material type. Prefer that we write it? Book a Ghost Estimate or our Supplement Service.
When will the Advanced Supplement Training be available?
It's coming soon. Sign up to be notified and you'll hear from us as soon as it's published.

Stop chasing adjusters. Start getting approved.

Spots are limited so every estimate gets our full attention. Book your first one today.